×
Firstview
Picture 1
Picture 2
Picture 3
Picture 4
Picture 5
Picture 6
Picture 7
Picture 8
Picture 9
Picture 10
Picture 11
Picture 12
Picture 13
Picture 14
Picture 15
Picture 16
Picture 17
Picture 18
Picture 19
Picture 20
Picture 21
Picture 22
Picture 23
Picture 24
Picture 25
Picture 26
Picture 27
Picture 28
Picture 29
Picture 30
Picture 31
Picture 32
Picture 33
Picture 34
Picture 35
Picture 36
Picture 37
Picture 38
Picture 39
Picture 40
Picture 41
Picture 42
Picture 43
Picture 44
Picture 45
Picture 46
Picture 47
Picture 48
Picture 49
Picture 50
Picture 51
Picture 52
Picture 53
Picture 54
Picture 55
Picture 56
Picture 57
Picture 58
Picture 59
Picture 60
Picture 61
Picture 62
Picture 63
Picture 64
Picture 65
Picture 66
Picture 67
Picture 68
Picture 69
Picture 70
Picture 71
Picture 72
Picture 73
Picture 74
Picture 75
Picture 76
Picture 77
Picture 78
Picture 79
Picture 80
Picture 81
Location plan

Spannende Gelegenheit: schöne Doppelhaushälfte mit Einliegerwohnung

CHF 1,850,000.-

Steinbühlallee 194, Allschwil

Reserved
Back to object

Finance your dream!

Financing

Total acquisition
CHF 1,876,455.-
of which CHF 26,455.- of costs
Own capital and fees (20%)
CHF 370,000.-
of which CHF 26,455.- of costs
Hypothec (80%)
CHF 1,480,000.-
Mortgage 2nd rank (15%)
CHF 277,500.-
Mortgage 1st rank (65%)
CHF 1,202,500.-
Plan de travail 1
The share of equity is sufficient to allow the financing of this property.
Plan de travail 1
Please note that the share of equity is below the minimum required to finance this property. Please contact your bank to find a financing solution.
Plan de travail 2
The share of equity does not allow the financing of this property.

Financing

Own capital

+ CHF 26,455.- fees

Price

Price of object CHF 1,850,000.-

Total purchase price

CHF 1,850,000.-
Acquisition costs
0.10 % CHF 1,850.-
Transfer costs
1.25 % CHF 23,125.-
Expenses of creation of mortgage file
0.10 % CHF 1,480.-

Total acquisition

CHF 1,876,455.-

Financial capacity

Annual income (100%)
CHF 100,909.-
Annual cost (70%)
2775
Theoretical costs (70%)
2775
Plan de travail 1
Very well, your financial capacity (ratio between expenses and income) is within the recommended limits.
Plan de travail 1
Be careful, your financial capacity (ratio between expenses and income) is close to the recommended limit. Please contact your bank to make sure that financing is possible.
Plan de travail 2
Your financial capacity (ratio between expenses and income) is below the recommended limit and therefore does not allow you to support the expenses related to the financing of this object.

Income

Annual incomes

Annual Costs

Rates
Mortgage interest 1st rank
2.50%
CHF 30,063.-
Mortgage interest 2nd rank
2.50%
CHF 6,938.-
Mortgage interest CHF 37,001.-
Amortization mortgage 1st rank
1.00%
CHF 12,025.-
Amortization mortgage 2nd rank
1.00%
CHF 2,775.-
Total mortgage amortization CHF 14,800.-
Running/maintenance costs 1 % CHF 18,500.-
Charges amount (CO) CHF 0.-
Renovation fund participation CHF 0.-
Life estate annuity CHF 0.-
Surface right annuity CHF 0.-
Total charges CHF 18,500.-

Total per year

CHF 70,301.-

Total per month

CHF 5,858.-
Remarks:
- Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
- Borrower is required to supply at least 10% of the lending value of the property from their own funds, which may not be obtained by pledging or early withdrawal of Pillar 2 assets.

From 1st September 2014 (New Guidelines of the SBA):
- Mortgages must in all cases be paid down to two thirds of the lending value within a maximum of 15 years. (until now 20 years)
- The lending value of real estate will be based on the market value or the purchase price, whichever is lower.
- Second incomes are now normally eligible only in the case of joint and several liability.

This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.